Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$263,155	$263,155	$308,700
Remaining term (yrs)	27.4	27.4	30.0
Secondary amount	$0	$45,545	$0
Funding fee	$0	$0	$0
Note rate	6.640%	6.640%	7.400%
Blended rate	7.190%	7.457%	7.640%
1st payment	$1,737.35	$1,737.35	$2,137.38
2nd payment	$0.00	$341.59	$0.00
Taxes / mo	$96.50	$96.50	$96.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$124.17	$124.17	$61.74
HOA / mo	$127.00	$127.00	$127.00
Total monthly	$2,235.01	$2,576.60	$2,572.62
Cash to close	$79,845	$34,300	$34,300