Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$414,645	$400,500
Remaining term (yrs)	27.7	30.0
Secondary amount	$0	$0
Funding fee	$2,073	$0
Note rate	7.060%	7.400%
Blended rate	7.060%	7.640%
1st payment	$2,839.80	$2,772.98
2nd payment	$0.00	$0.00
Taxes / mo	$349.25	$349.25
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$80.10
HOA / mo	$140.00	$140.00
Total monthly	$3,479.05	$3,492.33
Cash to close	$30,355	$44,500