Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$200,754	$200,754	$391,500
Remaining term (yrs)	19.3	19.3	30.0
Secondary amount	$0	$190,746	$0
Funding fee	$0	$0	$0
Note rate	3.960%	3.960%	7.400%
Blended rate	4.810%	6.364%	7.640%
1st payment	$1,236.24	$1,236.24	$2,710.67
2nd payment	$0.00	$1,271.64	$0.00
Taxes / mo	$314.33	$314.33	$314.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$184.31	$184.31	$78.30
HOA / mo	$53.00	$53.00	$53.00
Total monthly	$1,937.89	$3,209.52	$3,306.30
Cash to close	$234,246	$43,500	$43,500