Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$353,857	$353,857	$449,100
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$95,243	$0
Funding fee	$0	$0	$0
Note rate	3.890%	3.890%	7.400%
Blended rate	4.740%	5.643%	7.640%
1st payment	$1,821.49	$1,821.49	$3,109.48
2nd payment	$0.00	$714.32	$0.00
Taxes / mo	$210.25	$210.25	$210.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$273.88	$273.88	$89.82
HOA / mo	$84.00	$84.00	$84.00
Total monthly	$2,556.28	$3,270.60	$3,660.21
Cash to close	$145,143	$49,900	$49,900