Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$303,909$303,909$399,600
Remaining term (yrs)25.825.830.0
Secondary amount$0$95,691$0
Funding fee$1,520$1,520$0
Note rate5.520%5.520%7.400%
Blended rate5.520%6.353%7.640%
1st payment$1,839.33$1,839.33$2,766.75
2nd payment$0.00$717.68$0.00
Taxes / mo$174.67$174.67$174.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.92
HOA / mo$69.00$69.00$69.00
Total monthly$2,233.00$2,950.68$3,240.34
Cash to close$140,091$44,400$44,400