Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$239,989$239,989$364,500
Remaining term (yrs)23.923.930.0
Secondary amount$0$124,511$0
Funding fee$0$0$0
Note rate3.020%3.020%7.400%
Blended rate3.870%5.281%7.640%
1st payment$1,172.45$1,172.45$2,523.72
2nd payment$0.00$830.08$0.00
Taxes / mo$142.42$142.42$142.42
Insurance / mo$150.00$150.00$150.00
MI / mo$196.48$196.48$72.90
HOA / mo$23.00$23.00$23.00
Total monthly$1,684.34$2,514.42$2,912.04
Cash to close$165,011$40,500$40,500