Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$242,784	$242,784	$328,500
Remaining term (yrs)	22.9	22.9	30.0
Secondary amount	$0	$85,716	$0
Funding fee	$0	$0	$0
Note rate	3.750%	3.750%	7.400%
Blended rate	4.600%	5.748%	7.640%
1st payment	$1,314.16	$1,314.16	$2,274.47
2nd payment	$0.00	$642.87	$0.00
Taxes / mo	$318.42	$318.42	$318.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$201.00	$201.00	$65.70
HOA / mo	$84.00	$84.00	$84.00
Total monthly	$2,067.58	$2,710.45	$2,892.58
Cash to close	$122,216	$36,500	$36,500