Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$323,835$323,835$378,000
Remaining term (yrs)23.923.930.0
Secondary amount$0$54,165$0
Funding fee$1,619$1,619$0
Note rate3.000%3.000%7.400%
Blended rate3.000%3.860%7.640%
1st payment$1,578.73$1,578.73$2,617.20
2nd payment$0.00$406.24$0.00
Taxes / mo$395.33$395.33$395.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$75.60
HOA / mo$247.00$247.00$247.00
Total monthly$2,371.06$2,777.30$3,485.13
Cash to close$96,165$42,000$42,000