Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$278,694$278,694$346,500
Remaining term (yrs)26.826.830.0
Secondary amount$0$67,806$0
Funding fee$0$0$0
Note rate6.710%6.710%7.400%
Blended rate7.260%7.600%7.640%
1st payment$1,866.58$1,866.58$2,399.10
2nd payment$0.00$508.54$0.00
Taxes / mo$188.67$188.67$188.67
Insurance / mo$150.00$150.00$150.00
MI / mo$132.44$132.44$69.30
HOA / mo$50.00$50.00$50.00
Total monthly$2,387.69$2,896.23$2,857.06
Cash to close$106,306$38,500$38,500