Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$157,161	$157,161	$256,410
Remaining term (yrs)	23.9	23.9	30.0
Secondary amount	$0	$99,249	$0
Funding fee	$0	$0	$0
Note rate	3.020%	3.020%	7.400%
Blended rate	3.870%	5.856%	7.640%
1st payment	$767.80	$767.80	$1,775.33
2nd payment	$0.00	$744.37	$0.00
Taxes / mo	$32.17	$32.17	$32.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$128.67	$128.67	$51.28
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,078.63	$1,823.00	$2,008.78
Cash to close	$127,739	$28,490	$28,490