Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$185,584	$185,584	$602,100
Remaining term (yrs)	16.5	16.5	30.0
Secondary amount	$0	$416,516	$0
Funding fee	$928	$928	$0
Note rate	3.530%	3.530%	7.400%
Blended rate	3.530%	6.449%	7.640%
1st payment	$1,233.36	$1,233.36	$4,168.82
2nd payment	$0.00	$2,690.00	$0.00
Taxes / mo	$429.75	$429.75	$429.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$120.42
HOA / mo	$140.00	$140.00	$140.00
Total monthly	$1,969.78	$4,659.78	$5,025.66
Cash to close	$483,416	$66,900	$66,900