Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$207,438	$207,438	$409,500
Remaining term (yrs)	21.0	21.0	30.0
Secondary amount	$0	$202,062	$0
Funding fee	$1,037	$1,037	$0
Note rate	3.780%	3.780%	7.400%
Blended rate	3.780%	5.739%	7.640%
1st payment	$1,190.79	$1,190.79	$2,835.30
2nd payment	$0.00	$1,304.99	$0.00
Taxes / mo	$219.42	$219.42	$219.42
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$81.90
HOA / mo	$68.00	$68.00	$68.00
Total monthly	$1,644.88	$2,949.86	$3,371.28
Cash to close	$247,562	$45,500	$45,500