Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$466,485$466,485$467,100
Remaining term (yrs)25.825.830.0
Secondary amount$0$26,565$0
Funding fee$2,332$2,332$0
Note rate5.520%5.520%7.400%
Blended rate5.520%5.862%7.640%
1st payment$2,823.28$2,823.28$3,234.11
2nd payment$0.00$262.88$0.00
Taxes / mo$461.25$461.25$461.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$93.42
HOA / mo$41.00$41.00$41.00
Total monthly$3,492.20$3,755.08$3,996.44
Cash to close$52,515$25,950$51,900