Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$218,701$218,701$387,000
Remaining term (yrs)23.023.030.0
Secondary amount$0$168,299$0
Funding fee$0$0$0
Note rate3.610%3.610%7.400%
Blended rate4.460%5.999%7.640%
1st payment$1,162.10$1,162.10$2,679.51
2nd payment$0.00$1,121.99$0.00
Taxes / mo$199.75$199.75$199.75
Insurance / mo$150.00$150.00$150.00
MI / mo$180.83$180.83$77.40
HOA / mo$85.00$85.00$85.00
Total monthly$1,777.68$2,899.67$3,191.66
Cash to close$211,299$43,000$43,000