Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$232,870	$232,870	$261,000
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$28,130	$0
Funding fee	$1,164	$1,164	$0
Note rate	5.300%	5.300%	7.400%
Blended rate	5.300%	5.699%	7.640%
1st payment	$1,380.71	$1,380.71	$1,807.11
2nd payment	$0.00	$210.98	$0.00
Taxes / mo	$85.33	$85.33	$85.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$52.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,616.04	$1,827.02	$2,094.64
Cash to close	$57,130	$29,000	$29,000