Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$281,949	$281,949	$301,500
Remaining term (yrs)	26.6	26.6	30.0
Secondary amount	$0	$36,301	$0
Funding fee	$0	$0	$0
Note rate	6.430%	6.430%	7.400%
Blended rate	6.980%	7.538%	7.640%
1st payment	$1,842.16	$1,842.16	$2,087.53
2nd payment	$0.00	$359.23	$0.00
Taxes / mo	$63.92	$63.92	$63.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$134.56	$134.56	$60.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,190.63	$2,549.86	$2,361.74
Cash to close	$53,051	$16,750	$33,500