Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$117,075$117,075$405,000
Remaining term (yrs)25.125.130.0
Secondary amount$0$287,925$0
Funding fee$585$585$0
Note rate3.070%3.070%7.400%
Blended rate3.070%6.397%7.640%
1st payment$555.77$555.77$2,804.14
2nd payment$0.00$1,859.52$0.00
Taxes / mo$189.75$189.75$189.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$81.00
HOA / mo$28.00$28.00$28.00
Total monthly$923.52$2,783.04$3,252.89
Cash to close$332,925$45,000$45,000