Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$222,843$222,843$332,910
Remaining term (yrs)24.024.030.0
Secondary amount$0$110,067$0
Funding fee$1,114$1,114$0
Note rate2.890%2.890%7.400%
Blended rate2.890%4.579%7.640%
1st payment$1,068.63$1,068.63$2,305.00
2nd payment$0.00$733.78$0.00
Taxes / mo$180.08$180.08$180.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$66.58
HOA / mo$208.00$208.00$208.00
Total monthly$1,606.72$2,340.50$2,909.67
Cash to close$147,057$36,990$36,990