Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$223,804$223,804$332,100
Remaining term (yrs)23.023.030.0
Secondary amount$0$108,296$0
Funding fee$0$0$0
Note rate3.560%3.560%7.400%
Blended rate4.410%5.581%7.640%
1st payment$1,186.03$1,186.03$2,299.39
2nd payment$0.00$721.98$0.00
Taxes / mo$136.08$136.08$136.08
Insurance / mo$150.00$150.00$150.00
MI / mo$185.70$185.70$66.42
HOA / mo$47.00$47.00$47.00
Total monthly$1,704.81$2,426.79$2,698.90
Cash to close$145,196$36,900$36,900