Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$298,912	$298,912	$324,900
Remaining term (yrs)	27.4	27.4	30.0
Secondary amount	$0	$25,988	$0
Funding fee	$0	$0	$0
Note rate	6.780%	6.780%	7.400%
Blended rate	7.330%	7.464%	7.640%
1st payment	$2,000.51	$2,000.51	$2,249.54
2nd payment	$0.00	$194.91	$0.00
Taxes / mo	$66.67	$66.67	$66.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$139.44	$139.44	$64.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,356.62	$2,551.53	$2,531.19
Cash to close	$62,088	$36,100	$36,100