Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$397,801	$397,801	$440,910
Remaining term (yrs)	26.7	26.7	30.0
Secondary amount	$0	$43,109	$0
Funding fee	$1,989	$1,989	$0
Note rate	6.340%	6.340%	7.400%
Blended rate	6.340%	6.600%	7.640%
1st payment	$2,573.35	$2,573.35	$3,052.77
2nd payment	$0.00	$323.32	$0.00
Taxes / mo	$237.50	$237.50	$237.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$88.18
HOA / mo	$22.00	$22.00	$22.00
Total monthly	$2,999.52	$3,322.84	$3,567.12
Cash to close	$92,099	$48,990	$48,990