Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$314,936$314,936$656,100
Remaining term (yrs)23.423.430.0
Secondary amount$0$341,164$0
Funding fee$1,575$1,575$0
Note rate3.720%3.720%7.400%
Blended rate3.720%5.816%7.640%
1st payment$1,676.80$1,676.80$4,542.70
2nd payment$0.00$2,203.35$0.00
Taxes / mo$291.92$291.92$291.92
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$131.22
HOA / mo$289.00$289.00$289.00
Total monthly$2,474.39$4,677.74$5,471.51
Cash to close$414,064$72,900$72,900