Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$400,070$400,070$409,410
Remaining term (yrs)25.725.730.0
Secondary amount$0$32,085$0
Funding fee$2,000$2,000$0
Note rate5.230%5.230%7.400%
Blended rate5.230%5.723%7.640%
1st payment$2,355.38$2,355.38$2,834.67
2nd payment$0.00$317.51$0.00
Taxes / mo$147.25$147.25$147.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$81.88
HOA / mo$0.00$0.00$0.00
Total monthly$2,669.29$2,986.81$3,230.47
Cash to close$54,830$22,745$45,490