Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$113,616	$113,616	$432,000
Remaining term (yrs)	11.5	11.5	30.0
Secondary amount	$0	$318,384	$0
Funding fee	$0	$0	$0
Note rate	2.770%	2.770%	7.400%
Blended rate	3.620%	6.664%	7.640%
1st payment	$956.45	$956.45	$2,991.08
2nd payment	$0.00	$2,056.23	$0.00
Taxes / mo	$151.42	$151.42	$151.42
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$146.54	$146.54	$86.40
HOA / mo	$112.00	$112.00	$112.00
Total monthly	$1,533.07	$3,589.30	$3,507.56
Cash to close	$366,384	$48,000	$48,000