Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$140,053	$140,053	$233,910
Remaining term (yrs)	24.8	24.8	30.0
Secondary amount	$0	$93,857	$0
Funding fee	$0	$0	$0
Note rate	2.980%	2.980%	7.400%
Blended rate	3.830%	5.904%	7.640%
1st payment	$664.18	$664.18	$1,619.55
2nd payment	$0.00	$703.93	$0.00
Taxes / mo	$73.92	$73.92	$73.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$111.87	$111.87	$46.78
HOA / mo	$318.00	$318.00	$318.00
Total monthly	$1,317.97	$2,021.90	$2,208.24
Cash to close	$119,847	$25,990	$25,990