Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$78,644	$78,644	$287,999
Remaining term (yrs)	10.8	10.8	30.0
Secondary amount	$0	$209,355	$0
Funding fee	$0	$0	$0
Note rate	7.120%	7.120%	7.400%
Blended rate	7.970%	7.810%	7.640%
1st payment	$865.27	$865.27	$1,994.05
2nd payment	$0.00	$1,352.08	$0.00
Taxes / mo	$49.08	$49.08	$49.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$91.02	$91.02	$57.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,155.37	$2,507.45	$2,250.73
Cash to close	$241,355	$32,000	$32,000