Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$408,734$408,734$413,910
Remaining term (yrs)25.825.830.0
Secondary amount$0$28,171$0
Funding fee$2,044$2,044$0
Note rate5.520%5.520%7.400%
Blended rate5.520%5.930%7.640%
1st payment$2,473.76$2,473.76$2,865.83
2nd payment$0.00$278.78$0.00
Taxes / mo$408.00$408.00$408.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$82.78
HOA / mo$98.00$98.00$98.00
Total monthly$3,146.42$3,425.20$3,621.28
Cash to close$51,166$22,995$45,990