Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$215,899	$215,899	$314,100
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$98,201	$0
Funding fee	$0	$0	$0
Note rate	4.670%	4.670%	7.400%
Blended rate	5.520%	6.608%	7.640%
1st payment	$1,204.26	$1,204.26	$2,174.76
2nd payment	$0.00	$736.51	$0.00
Taxes / mo	$105.67	$105.67	$105.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$165.05	$165.05	$62.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,624.98	$2,361.49	$2,493.25
Cash to close	$133,101	$34,900	$34,900