Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$221,697$221,697$297,000
Remaining term (yrs)24.024.030.0
Secondary amount$0$75,303$0
Funding fee$1,108$1,108$0
Note rate2.890%2.890%7.400%
Blended rate2.890%4.439%7.640%
1st payment$1,063.14$1,063.14$2,056.37
2nd payment$0.00$564.78$0.00
Taxes / mo$121.92$121.92$121.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$59.40
HOA / mo$80.00$80.00$80.00
Total monthly$1,415.06$1,979.83$2,467.68
Cash to close$108,303$33,000$33,000