Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$86,182$86,182$324,000
Remaining term (yrs)15.015.030.0
Secondary amount$0$237,818$0
Funding fee$431$431$0
Note rate4.110%4.110%7.400%
Blended rate4.110%6.782%7.640%
1st payment$637.14$637.14$2,243.31
2nd payment$0.00$1,535.91$0.00
Taxes / mo$110.25$110.25$110.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$64.80
HOA / mo$275.00$275.00$275.00
Total monthly$1,172.39$2,708.29$2,843.36
Cash to close$273,818$36,000$36,000