Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$340,055	$279,000
Remaining term (yrs)	25.6	30.0
Secondary amount	$0	$0
Funding fee	$1,700	$0
Note rate	4.980%	7.400%
Blended rate	4.980%	7.640%
1st payment	$1,954.94	$1,931.74
2nd payment	$0.00	$0.00
Taxes / mo	$91.08	$91.08
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$55.80
HOA / mo	$80.00	$80.00
Total monthly	$2,276.02	$2,308.62
Cash to close	$0	$31,000