Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$275,331$275,331$324,000
Remaining term (yrs)24.524.530.0
Secondary amount$0$48,669$0
Funding fee$1,377$1,377$0
Note rate3.080%3.080%7.400%
Blended rate3.080%3.969%7.640%
1st payment$1,328.97$1,328.97$2,243.31
2nd payment$0.00$365.02$0.00
Taxes / mo$159.58$159.58$159.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$64.80
HOA / mo$260.00$260.00$260.00
Total monthly$1,898.55$2,263.57$2,877.69
Cash to close$84,669$36,000$36,000