Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$113,809	$113,809	$265,491
Remaining term (yrs)	15.7	15.7	30.0
Secondary amount	$0	$151,682	$0
Funding fee	$0	$0	$0
Note rate	3.800%	3.800%	7.400%
Blended rate	4.650%	6.564%	7.640%
1st payment	$798.07	$798.07	$1,838.21
2nd payment	$0.00	$1,011.21	$0.00
Taxes / mo	$120.92	$120.92	$120.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$121.32	$121.32	$53.10
HOA / mo	$120.00	$120.00	$120.00
Total monthly	$1,310.31	$2,321.52	$2,282.22
Cash to close	$181,181	$29,499	$29,499