Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$260,958$260,958$274,500
Remaining term (yrs)28.628.630.0
Secondary amount$0$28,792$0
Funding fee$0$0$0
Note rate6.500%6.500%7.400%
Blended rate7.050%7.529%7.640%
1st payment$1,673.00$1,673.00$1,900.58
2nd payment$0.00$284.92$0.00
Taxes / mo$119.75$119.75$119.75
Insurance / mo$150.00$150.00$150.00
MI / mo$121.31$121.31$54.90
HOA / mo$220.00$220.00$220.00
Total monthly$2,284.07$2,568.98$2,445.23
Cash to close$44,042$15,250$30,500