Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$397,735$397,735$418,500
Remaining term (yrs)28.028.030.0
Secondary amount$0$44,015$0
Funding fee$1,989$1,989$0
Note rate6.320%6.320%7.400%
Blended rate6.320%6.873%7.640%
1st payment$2,524.68$2,524.68$2,897.61
2nd payment$0.00$435.57$0.00
Taxes / mo$397.42$397.42$397.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$83.70
HOA / mo$22.50$22.50$22.50
Total monthly$3,111.27$3,546.83$3,567.89
Cash to close$67,265$23,250$46,500