Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$316,975	$316,975	$377,100
Remaining term (yrs)	26.7	26.7	30.0
Secondary amount	$0	$60,125	$0
Funding fee	$0	$0	$0
Note rate	6.430%	6.430%	7.400%
Blended rate	6.980%	7.302%	7.640%
1st payment	$2,068.59	$2,068.59	$2,610.96
2nd payment	$0.00	$450.93	$0.00
Taxes / mo	$151.33	$151.33	$151.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$151.10	$151.10	$75.42
HOA / mo	$80.00	$80.00	$80.00
Total monthly	$2,601.02	$3,051.95	$3,067.72
Cash to close	$102,025	$41,900	$41,900