Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$179,691	$179,691	$236,160
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$56,469	$0
Funding fee	$898	$898	$0
Note rate	2.800%	2.800%	7.400%
Blended rate	2.800%	4.282%	7.640%
1st payment	$851.37	$851.37	$1,635.12
2nd payment	$0.00	$423.51	$0.00
Taxes / mo	$192.08	$192.08	$192.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$47.23
HOA / mo	$21.00	$21.00	$21.00
Total monthly	$1,214.46	$1,637.97	$2,045.44
Cash to close	$82,709	$26,240	$26,240