Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$139,135$139,135$367,200
Remaining term (yrs)18.718.730.0
Secondary amount$0$228,065$0
Funding fee$696$696$0
Note rate3.840%3.840%7.400%
Blended rate3.840%6.268%7.640%
1st payment$865.80$865.80$2,542.42
2nd payment$0.00$1,472.92$0.00
Taxes / mo$142.25$142.25$142.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$73.44
HOA / mo$60.00$60.00$60.00
Total monthly$1,218.05$2,690.97$2,968.11
Cash to close$268,865$40,800$40,800