Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$391,079$391,079$404,910
Remaining term (yrs)26.526.530.0
Secondary amount$0$36,326$0
Funding fee$0$0$0
Note rate6.500%6.500%7.400%
Blended rate7.050%7.460%7.640%
1st payment$2,575.57$2,575.57$2,803.52
2nd payment$0.00$359.47$0.00
Taxes / mo$147.42$147.42$147.42
Insurance / mo$150.00$150.00$150.00
MI / mo$186.76$186.76$80.98
HOA / mo$38.00$38.00$38.00
Total monthly$3,097.75$3,457.22$3,219.91
Cash to close$58,821$22,495$44,990