Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$140,895$140,895$373,500
Remaining term (yrs)20.920.930.0
Secondary amount$0$232,605$0
Funding fee$704$704$0
Note rate3.880%3.880%7.400%
Blended rate3.880%6.290%7.640%
1st payment$818.34$818.34$2,586.04
2nd payment$0.00$1,502.24$0.00
Taxes / mo$130.33$130.33$130.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$74.70
HOA / mo$30.00$30.00$30.00
Total monthly$1,128.67$2,630.91$2,971.07
Cash to close$274,105$41,500$41,500