Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$216,656$216,656$373,500
Remaining term (yrs)23.523.530.0
Secondary amount$0$156,844$0
Funding fee$0$0$0
Note rate2.980%2.980%7.400%
Blended rate3.830%5.581%7.640%
1st payment$1,064.16$1,064.16$2,586.04
2nd payment$0.00$1,045.63$0.00
Taxes / mo$153.83$153.83$153.83
Insurance / mo$150.00$150.00$150.00
MI / mo$175.49$175.49$74.70
HOA / mo$47.00$47.00$47.00
Total monthly$1,590.48$2,636.11$3,011.57
Cash to close$198,344$41,500$41,500