Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$339,988$339,988$368,910
Remaining term (yrs)25.125.130.0
Secondary amount$0$28,922$0
Funding fee$1,700$1,700$0
Note rate2.980%2.980%7.400%
Blended rate2.980%3.452%7.640%
1st payment$1,598.00$1,598.00$2,554.26
2nd payment$0.00$216.92$0.00
Taxes / mo$402.00$402.00$402.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$73.78
HOA / mo$66.00$66.00$66.00
Total monthly$2,216.00$2,432.92$3,246.04
Cash to close$69,912$40,990$40,990