Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$325,196$325,196$350,100
Remaining term (yrs)22.022.030.0
Secondary amount$0$44,354$0
Funding fee$0$0$0
Note rate5.630%5.630%7.400%
Blended rate6.480%7.128%7.640%
1st payment$2,142.62$2,142.62$2,424.02
2nd payment$0.00$438.92$0.00
Taxes / mo$105.50$105.50$105.50
Insurance / mo$150.00$150.00$150.00
MI / mo$263.50$263.50$70.02
HOA / mo$30.00$30.00$30.00
Total monthly$2,691.62$3,130.54$2,779.54
Cash to close$63,804$19,450$38,900