Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$207,987	$207,987	$396,000
Remaining term (yrs)	19.3	19.3	30.0
Secondary amount	$0	$188,013	$0
Funding fee	$1,040	$1,040	$0
Note rate	2.390%	2.390%	7.400%
Blended rate	2.390%	5.054%	7.640%
1st payment	$1,116.60	$1,116.60	$2,741.82
2nd payment	$0.00	$1,253.42	$0.00
Taxes / mo	$76.25	$76.25	$76.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$79.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,342.85	$2,596.27	$3,047.27
Cash to close	$232,013	$44,000	$44,000