Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$256,384$256,384$297,000
Remaining term (yrs)24.624.630.0
Secondary amount$0$40,616$0
Funding fee$1,282$1,282$0
Note rate3.060%3.060%7.400%
Blended rate3.060%3.872%7.640%
1st payment$1,232.06$1,232.06$2,056.37
2nd payment$0.00$304.62$0.00
Taxes / mo$115.75$115.75$115.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$59.40
HOA / mo$120.00$120.00$120.00
Total monthly$1,617.81$1,922.43$2,501.52
Cash to close$73,616$33,000$33,000