Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$696,848	$696,848	$692,899
Remaining term (yrs)	26.1	26.1	30.0
Secondary amount	$0	$34,546	$0
Funding fee	$3,484	$3,484	$0
Note rate	6.310%	6.310%	7.400%
Blended rate	6.310%	6.573%	7.640%
1st payment	$4,533.06	$4,533.06	$4,797.49
2nd payment	$0.00	$341.86	$0.00
Taxes / mo	$607.83	$607.83	$607.83
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$138.58
HOA / mo	$140.00	$140.00	$140.00
Total monthly	$5,497.56	$5,839.42	$5,900.57
Cash to close	$73,040	$38,494	$76,989