Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$258,058$258,058$269,100
Remaining term (yrs)25.825.830.0
Secondary amount$0$25,992$0
Funding fee$0$0$0
Note rate5.700%5.700%7.400%
Blended rate6.550%7.037%7.640%
1st payment$1,589.98$1,589.98$1,863.19
2nd payment$0.00$257.21$0.00
Taxes / mo$61.83$61.83$61.83
Insurance / mo$150.00$150.00$150.00
MI / mo$194.05$194.05$53.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,995.86$2,253.08$2,128.85
Cash to close$40,942$14,950$29,900