Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$197,923$197,923$360,000
Remaining term (yrs)24.024.030.0
Secondary amount$0$162,077$0
Funding fee$990$990$0
Note rate2.890%2.890%7.400%
Blended rate2.890%5.191%7.640%
1st payment$949.13$949.13$2,492.57
2nd payment$0.00$1,080.51$0.00
Taxes / mo$203.58$203.58$203.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$72.00
HOA / mo$65.00$65.00$65.00
Total monthly$1,367.72$2,448.23$2,983.15
Cash to close$202,077$40,000$40,000