Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$246,109$246,109$463,500
Remaining term (yrs)22.822.830.0
Secondary amount$0$217,391$0
Funding fee$1,231$1,231$0
Note rate3.800%3.800%7.400%
Blended rate3.800%5.653%7.640%
1st payment$1,341.80$1,341.80$3,209.18
2nd payment$0.00$1,403.98$0.00
Taxes / mo$407.00$407.00$407.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$92.70
HOA / mo$93.33$93.33$93.33
Total monthly$2,008.80$3,412.78$3,968.88
Cash to close$268,891$51,500$51,500