Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$416,667$416,667$432,000
Remaining term (yrs)26.826.830.0
Secondary amount$0$39,333$0
Funding fee$0$0$0
Note rate6.710%6.710%7.400%
Blended rate7.260%7.658%7.640%
1st payment$2,790.66$2,790.66$2,991.08
2nd payment$0.00$389.23$0.00
Taxes / mo$208.75$208.75$208.75
Insurance / mo$166.67$166.67$166.67
MI / mo$198.01$198.01$86.40
HOA / mo$0.00$0.00$0.00
Total monthly$3,364.09$3,753.32$3,452.90
Cash to close$63,333$24,000$48,000